Supporting Those Who Serve: The Benefits of USAA Membership
United Service Automobile Association
The United States Armed Forces are comprised of over 1.4 million active duty service members who dedicate their lives to protecting our country. These brave individuals make tremendous sacrifices in service of our nation, often putting service before self to defend the freedoms we hold dear.
To show support and gratitude for their dedicated service, specialized financial services are available to provide for the unique needs of military members and their families. United Services Automobile Association (USAA) is one such organization, offering a comprehensive range of products tailored specifically for the military community.
Overview of USAA
Founded in 1922 by 25 US Army officers, USAA is now one of America’s leading financial services groups, providing banking, investing, retirement, and insurance products to over 13 million members.
Core membership eligibility includes:
- Active, retired, and honorably separated officers and enlisted personnel of the U.S. military
- Officer candidates in commissioning programs
- Adult children of USAA members
By limiting services to the military realm, USAA gains specialized insight into the financial needs of this community. As a result, it has earned a reputation for excellent customer service, affordable pricing, and policies tailored for those who serve.
Key Membership Benefits
A USAA membership unlocks access to a vast array of products and services catered to military personnel. Some of the most popular member benefits include:
Banking & Financial Services
- Checking and savings accounts with no monthly fees
- Overdraft fee reimbursement
- Free checks
- Competitive interest rates
- Access to over 60,000 fee-free ATMs
- Mobile deposits
- Free bill pay
Insurance Offerings
USAA offers highly competitive rates on auto, homeowners, renters, valuable personal property, recreational vehicle, and umbrella insurance tailored for military needs.
Additional insurance products include:
- Life insurance
- Health insurance
- Annuities
- Long-term care insurance
Members can also qualify for policy discounts based on length of membership, safe driving rewards programs, multi-vehicle policies, and more.
Investing & Retirement Planning
To aid military personnel in working towards financial independence, USAA provides investing and retirement planning guidance.
Offerings include:
- IRAs
- Mutual funds
- Annuities
- Brokerage accounts
- Portfolio management
- Financial advice
Low expense ratios on investment offerings allow member savings to grow faster.
Additional Benefits
Alongside financial offerings, the USAA membership program provides a wealth of additional benefits, including:
- Access to financial planning tools
- Car buying tools & discounts
- Member discounts on hotels, entertainment, cell phone plans, moving services, and more
- USAA RewardsTM Visa Signature® credit card with rewards points
- Best-in-class customer service
With expertise serving military members for over 100 years, USAA intimately understands the sacrifices made by armed forces personnel. As a result, policies and services are fine-tuned to provide maximum benefit to military families.
Joining USAA
Gaining access to USAA’s highly-rated mix of service offerings is straightforward for those eligible:
Step 1) Determine eligibility. At minimum, you must be an active duty, reserve, or National Guard member of the U.S. military. Military veterans with honorable discharges also qualify.
Step 2) Gather personal details. Have your date of birth, Social Security Number, contact information, and military service details handy.
Step 3) Contact USAA. Call 800-531-8722 or visit usaa.com to begin the membership process.
Step 4) Create your profile. Provide requested details to establish your USAA profile and gain access to benefits.
Once membership is activated, you can immediately take advantage of USAA’s financial services, insurance policies, special access, and member-only discounts. With USAA in your corner, military personnel can rest assured knowing trusted services are ready to support their families during active duty and beyond.
Conclusion
Military members make profound personal sacrifices in service to our nation. Organizations like USAA allow the public to give back by providing specially-designed financial services attuned to the needs of this community.
By limiting membership to military personnel and their families, USAA maintains a sharp focus on developing policies and access benefits that simplify the lives of armed forces members. Thanks to this military-centric approach, USAA upholds sterling customer service and satisfaction ratings year after year.
For those who serve, a USAA membership unlocks the ability to simplify finances, protect assets, save for the future, and gain member-exclusive access. With expert guidance from USAA, military families can gain financial confidence and security during active duty while building towards long-term stability.
More Update Visit Deckers Auto
